If a child collects a sizable amount of money from investments or other sources of unearned income in a given year, their parent or guardian will likely need to pay taxes on it. While a portion of the child’s income isn’t taxed, after reaching a certain level of income, a…

Key takeaways Secured loans are loans that require collateral (assets) to back, or insure, the loan. Lenders may offer lower interest rates and larger borrowing limits on secured loans. Common examples of secured loans are auto loans, mortgages and business financing. A lender can repossess the collateral if you fail…

Back-to-school shoppers are feeling better, but still not great, about what has become the second-biggest event on the annual retail calendar. This year, 30 percent of back-to-school shoppers say inflation is changing the way they shop, according to Bankrate’s 2025 Back-to-School Survey. On the positive side, that figure is down…