Key takeaways You typically cannot return a car unless the dealership has a return policy. To avoid being in a position where you need to…
Wavebreakmedia/Getty Images Key takeaways An auto loan hardship program can help if you’re facing a financial emergency and need help with your car payments. Eligibility criteria, fees and program options vary by lender. If you…
Key takeaways A 7/1 ARM is a type of adjustable-rate mortgage (ARM) that has a fixed interest rate for the first seven years, then a variable rate that changes yearly until the end of the mortgage term. The initial fixed rate on a 7/1 ARM is usually lower than the…
Hispanolistic/Getty Images Key takeaways The time it takes to raise your credit score depends upon the reason(s) that your score is lower in the first place. The longer your accounts are open and in good standing, the better it will reflect on your credit score. You can do several things…
Whether you have to report an inheritance on your taxes depends on what you inherit and the subsequent handling of that inheritance. While inheritances themselves are often not subject to federal income tax, certain inherited assets can generate taxable income once they begin producing interest, dividends or distributions. Because inheritance…
Key takeaways If you need money now but can’t get a loan, products like emergency loans and payday loans may be appealing. These options may come with higher interest rates and shorter repayment timelines than a standard personal loan. Payday loans and some no-credit-check loans can have fees that translate…
Editor's Picks
Personal Finance
More Articles
Dept Management
Markets
More Articles
Small Business
More Articles
Americans are facing rising electricity costs around the country as winter weather and the rise of artificial intelligence (AI) data centers increase demands on the electric grid. Electricity prices have risen faster than the pace of…
