milan2099/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can add an authorized user to your Chase credit card account by completing an online form. You can remove an authorized user by calling Chase or sending a secure message. Some Chase credit cards allow you to add authorized users for no…

Key takeaways A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency deleting the account from your credit report. Credit bureaus discourage the practice, and there are other ways…

Key takeaways Your account number is located at the bottom of a check — it’s the second set of numbers, between the nine-digit routing number and the check number. The routing number comes first — it’s the nine-digit number on the left that identifies your bank or credit union. Account…