The Federal Reserve left interest rates unchanged for a fifth straight meeting, with policymakers stuck in a prolonged wait-and-see mode as President Donald Trump’s tariffs…
Imagine a retirement where you never worry about running out of money. No more fretting over market fluctuations or questioning if your savings will last. Income annuities are often hailed as the solution to longevity…
The earned income tax credit (EITC) offers support to low- and moderate-income workers, but certain conditions can make you ineligible. You may be disqualified if your income is too high, if you have significant investment income, or if you are married but filing separately. You also cannot claim the credit…
Key takeaways Federal Reserve interest rate changes are the primary driver of CD rates, with yields typically moving up and down alongside the Fed funds rate. The CD term length affects rates, with longer terms typically paying higher rates than shorter terms. Bank competition for deposits can push CD…
When you score that great mail-in offer or discount, you might wonder: Do you have to pay taxes on rebates? The answer isn’t always straightforward. Generally, the IRS doesn’t consider most consumer rebates as taxable income. When a manufacturer’s rebate reduces the purchase price, that’s typically not a taxable event.…
Not long ago, I received a letter from an insurance company offering to lower my homeowners premium to just $44 per month — less than 10 percent of what I currently pay. It sounded appealing — until I looked closer. The policy’s low coverage limits, paired with a coinsurance requirement,…
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More ArticlesProcter & Gamble on Tuesday said it will raise prices on some products sold in the U.S. as it deals with uncertainty over tariffs and also undergoes a leadership transition. Economic volatility and “consumer anxiety”…