Teen Driving Facts and Statistics

As a parent, your teenager getting their driver’s license can feel like a mix of relief and concern. While this milestone means no more early morning drop-offs or late-night pick-ups, it also means handing the keys to an inexperienced and easily distracted driver — a worrisome trade-off given that teens have a statistically higher rate of accidents and fatalities than other age groups. While most everyone learns to drive, not everyone learns to drive well. Understanding teen driving facts (even if they are scary sometimes) and sharing thoughtful, actionable advice can play a crucial role in helping your teenager develop safe driving habits.

10 facts and stats about teen driving

Common causes of teenage car crashes

Teen driving statistics show that a number of factors contribute to the increased likelihood of a crash — not just one or two. By understanding the common causes, parents can talk to their teens about how each situation might be avoided.

• Distracted driving. Distracted driving includes any behavior that takes a driver’s eyes and focus off the road, such as eating, drinking, texting, applying makeup or vaping. Among drivers aged 15-20 involved in fatal crashes, 6 percent were distracted. However, the number of distracted young drivers involved in fatal crashes decreased by nearly 20 percent from 2021 to 2022. (National Highway Traffic Safety Administration – NHTSA)
• Texting and driving. Texting (or other phone use) is a form of distracted driving that is unfortunately very prevalent among teen drivers. Although most states have laws banning texting while driving, a 2019 study found that 39 percent of teens admitted to texting while driving — and that’s not including those who don’t openly admit to it. (CDC)
• Speeding. Teen drivers are more likely than other age groups to speed and drive too closely to the car in front of them. In 2022, 35 percent of male drivers and 19 percent of female drivers involved in fatal crashes were speeding at the time of the incident. (NHTSA)
• Drunk driving. Alcohol use by underage drivers leads to a high number of fatal crashes. In 2022, alcohol was involved in 22 percent of fatal crashes among drivers aged 16-17 and 31 percent of crashes among drivers aged 18 to 20. (IIHS)
• Inexperience. Lack of experience behind the wheel is a significant factor for teen drivers, with many lacking the confidence and knowledge to handle certain driving situations. Newly licensed drivers have the least experience and the highest crash rate among teens. The crash rate per mile driven is 1.5 times higher for 16-year-olds than 18- and 19-year-olds. (CDC)
• Seat belts. Teen drivers are less likely to wear seat belts. Of all the fatal crashes recorded in 2022, over half of teen drivers aged 15-20 were found to be unrestrained. (NHTSA)
• Nighttime driving. The CDC notes driving at night is riskier for drivers of all ages, but especially teen drivers, which could be due to limited visibility, fatigue or impairment. Data shows that in 2022, 45 percent of fatal crashes among teens aged 13-19 occurred between 9 p.m. and 6 a.m. (IIHS)
• Peer passengers. While teens may look forward to driving with their friends, doing so can be dangerous. Having another teen or young adult in the car with a teen driver increases the chances of a crash. (CDC)

Most dangerous driving times for teenage drivers

Driving at night between midnight and 3 a.m., particularly on a Saturday or Sunday, puts teens at a higher risk of a crash. In fact, starting around noon each day, a teen’s risk for a deadly crash steadily increases, probably because there are more people on the road. Overnight, poor visibility, fatigue and the presence of impaired drivers on the road all increase the chances of a serious crash. 

Weekends are also more dangerous for teen driving, accounting for nearly 40 percent of all teen traffic fatalities in 2022. Regardless of the time of day, drivers are more likely to travel new routes on weekends rather than a familiar daily commute, and for teen drivers, weekend driving may introduce new distractions if they are traveling with friends in the car.  

Teenage accident statistics may also shift with the school year, with the fall semester seeing the highest average rate of deaths compared to both the spring semester and the summer. The 2022 IIHS data below may help teens and parents understand the role that different times, days of the week and seasonal traffic patterns all play in safer teen driving.

Teenage motor vehicle crash deaths by time of day

Teenage motor vehicle crash deaths by day of week

Teenage motor vehicle crash deaths by month

To better understand where fatal teen crashes happen, we leveraged crash data from the National Highway Traffic Safety Administration (NHTSA). In the table below, you can see a breakdown of the percentage of fatalities in accidents that involved drivers aged 15 to 20 in 2022 in all 50 states, plus Washington, D.C. We’ve also calculated the change in the number of fatalities involving young drivers in each state to indicate which states may be seeing a downward trend in teen driver safety relative to other age groups. 

• Fatalities by state
  

  State	% of traffic fatalities involving young drivers	Change in total traffic fatalities involving young drivers vs. 2021
  Alabama	11.1%	-23%
  Alaska	17.1%	+133%
  Arizona	13.0%	-39%
  Arkansas	14.8%	+23%
  California	11.8%	+1%
  Colorado	15.6%	+14%
  Connecticut	17.0%	+74%
  Delaware	19.8%	+28%
  Florida	12.7%	-10%
  Georgia	11.5%	-10%
  Hawaii	6.9%	-27%
  Idaho	13.0%	-33%
  Illinois	14.6%	-6%
  Indiana	12.0%	-12%
  Iowa	15.4%	-10%
  Kansas	13.7%	-5%
  Kentucky	12.8%	+8%
  Louisiana	12.1%	-9%
  Maine	12.6%	+53%
  Maryland	10.3%	-2%
  Massachusetts	13.8%	+28%
  Michigan	11.9%	-21%
  Minnesota	12.8%	-3%
  Mississippi	11.2%	-26%
  Missouri	14.8%	+8%
  Montana	13.6%	-31%
  Nebraska	17.6%	+39%
  Nevada	11.1%	+53%
  New Hampshire	6.2%	-10%
  New Jersey	9.8%	-15%
  New Mexico	12.1%	-24%
  New York	11.0%	+14%
  North Carolina	11.6%	-14%
  North Dakota	16.3%	-33%
  Ohio	12.3%	-12%
  Oklahoma	15.4%	0%
  Oregon	8.8%	+21%
  Pennsylvania	10.7%	-4%
  Rhode Island	9.6%	-38%
  South Carolina	10.8%	-24%
  South Dakota	14.6%	-5%
  Tennessee	14.2%	– <1%
  Texas	14.1%	+7%
  Utah	16.6%	-13%
  Vermont	10.5%	-11%
  Virginia	11.5%	-3%
  Washington	11.2%	-20%
  Washington D.C.	3.1%	-67%
  West Virginia	7.2%	0%
  Wisconsin	11.7%	-31%
  Wyoming	13.4%	+29%

Teen driving safety tips and resources

Teen crash statistics can be scary to look at. Fortunately, there are a variety of resources to help parents and guardians educate both themselves and their teen drivers on improving their safety on the road.

• Talk to your teen about safe driving habits. Teens learn a lot during the driver’s education process, but having continued discussions with your teen about lifelong driver safety may be helpful. You may want to review the CDC’s Parent-Teen Driving Agreement to level-set on what constitutes good driving behavior and habits.
• Understand the laws and plan for next steps. Each state has its own graduated driver licensing laws that determine what times of day teens can be out on the road, when they can graduate to the next license phase and if they can drive with passengers in the car. Before your teen starts driving, you may want to discuss a timeline of events, expectations for driving schedules and what they can do to prepare for each new phase.
• Be a good driving role model for your teen driver. Demonstrating safe driving habits in front of your teen may encourage them to follow in your footsteps. This means putting away distractions while driving, obeying the rules of the road and monitoring road conditions for potential safety hazards. For more tips on how to demonstrate safe driving, you may want to check out the CDC’s eight danger zones of driving.
• Get familiar with your car. Knowing how to adjust the mirrors and seat, where the windshield wiper lever is and how to monitor the odometer may eliminate unnecessary distractions and help your teen feel more confident.
• Review your insurance policy. A higher risk of accidents means a greater need for coverage for your vehicle and medical expenses. Before you add a teen to your car insurance, review your policy and consider adding higher liability limits, collision coverage and personal injury protection or medical payments coverage (if you don’t already have them). 

Many parents know the frustration of their “Drive safe!” reminders being ignored as their teenager rushes out the door. Encouraging good driving habits, however, takes more than just vague advice slipped into a goodbye — it requires thoughtful and actionable guidance. That’s why we turned to Reddit and Quora to find some creative ways to start constructive conversations with your teenager about critical driving topics, such as controlling the controllables and creating a safe space to call for help. 

*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.

Frequently asked questions

• Why do teen drivers have high crash rates?
  

  Teenagers are, on average, less experienced drivers than any other age group. Their inexperience on the road, along with behavioral tendencies toward risk taking, may help explain the higher rate of motor vehicle crashes among teen drivers.

  With age (or, in some states, driving experience) being one of the primary rating factors insurance companies use to set rates, it may be difficult to find cheap car insurance with a teen driver on your policy. However, telematics programs could be an option for teenagers looking to prove these statistics wrong. By enrolling in a telematics program, you allow your provider to track your daily driving habits, enabling them to price your premium more relative to your actual performance on the road rather than your age demographic.

• What is the biggest cause of teen crashes?
  

  Speeding is a major cause of teen motor vehicle crashes, particularly for male teens. Data from NHTSA found that in 2022, 35 percent of males aged 15 to 20 involved in fatal crashes were speeding at the time of the crash, compared to just 19 percent of female drivers aged 15 to 20 and 18 percent of drivers overall.

• What age group are the riskiest drivers?
  

  Teens aged 15 to 19 are the riskiest group of drivers in general, with higher crash rates and fatality rates than other age groups. Fatal crash rates peak around age 19 for both male and female drivers. However, certain risk factors, such as cell phone and alcohol use, are higher among young adult drivers.

  Due to this risk assessment, including a teenager on your policy will almost certainly increase the cost of car insurance for your household. To help offset these higher premiums, consider researching discounts for young drivers who complete a driver’s education course or maintain good grades. Additionally, be sure to compare rates at each policy renewal to ensure you’re not missing out on savings, as some providers may offer better quotes as your teenager gains more experience behind the wheel.

• What percentage of fatal teen crashes happen at night?
  

  According to IIHS data from 2022, 61 percent of fatal teen car crashes took place between 6 p.m. and 6 a.m., with the highest rates from 6 p.m. to midnight.

• What percentage of car accidents are caused by teenage drivers?
  

  According to the NHTSA, younger drivers accounted for 8.1 percent of all drivers involved in fatal car crashes in 2022. This is high, considering that young drivers only account for 5.1 percent of all licensed drivers.