Personal Finance
Key takeaways The Federal Reserve’s interest-rate decisions have a wide-ranging influence on your personal finances, affecting more than just your…
Key takeaways Monthly maintenance fees for non-interest checking accounts average $5.47, costing you over $65 annually, according to Bankrate’s 2025…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage typically costs between 2 percent and 6…
Key takeaways Most checks clear within 2 business days, though some banks may hold funds for up to 7 days…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets…
As millions of Americans head home for the holidays, Bankrate’s latest survey finds that there’s one dinner topic that will…
Most of us have lent money to a friend or family member or paid a group bill with the expectation…
Key takeaways Three percent down mortgages are exactly what they sound like — they require only a 3 percent down…
Dean Mitchell/E+/Getty Images Key takeaways Your credit utilization ratio is determined by taking the amount you owe on a credit…
If you remember the turmoil of the global financial crisis, hearing that foreclosure activity is up might make your knees…
Kevin Dietsch / Getty Images Key takeaways The National Flood Insurance Program (NFIP) cannot issue new flood insurance policies during…
First came the post-pandemic surge in prices. Then came the fastest jump in interest rates in four decades. Now, Americans…