Personal Finance
An Employee Stock Ownership Plan (ESOP) gives employees an ownership stake in the company. It does this at no direct…
Key takeaways Personal loans give you a predictable payment and can be funded quickly. They can help your credit score…
Key takeaways A 5/1 ARM loan provides an initial fixed-rate period of five years, after which the interest rate adjusts…
Key takeaways Checks are typically only valid for six months after being signed. Banks may still accept a stale check,…
Burial insurance is a type of whole life insurance policy that can be used to cover your burial and other…
hobo_018/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The mortgagor is the person or entity who borrows and pays back a…
Key takeaways Pet insurance has three plan types: accident-only, accident and illness, and wellness and preventive care. Deductibles are upfront…
As a certified student loan counselor, I’m often asked if there are any quick fixes or secret hacks to getting…
Key takeaways A purchase agreement is a legally binding contract that spells out the details of a real estate transaction.…
New Hampshire was named the best state for retirees in 2025, according to Bankrate’s annual Best and Worst States to…
If you’re 63 years old with $1 million in a traditional IRA, you may be wondering whether converting $100,000 per…
For investors seeking a predictable return without the volatility of the stock market, a seven-year fixed annuity can be an…