Personal Finance
Dougal Waters/Getty Images Key takeaways Preapproval for a Wells Fargo credit card involves a soft credit check to assess eligibility…
A 401(k) loan does not appear on your credit report because it isn’t considered a loan from a third-party lender.…
Leaving the workforce changes many aspects of your 401(k), and once you retire you will have to make a number…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
martin-dm/ E+/ Getty Images Travel reward credit cards and 0 percent introductory APRs on purchases and balance transfers don’t often…
Key takeaways A home equity loan can be a good option to consolidate debt, as it usually carries lower interest…
LUHUANFENG/Getty Images; Illustration by Bankrate Key takeaways A CD ladder splits your money across multiple CDs with staggered maturity dates…
Key takeaways The issuing bank often cashes checks for non-customers for $5-$8 — your cheapest option if you have a…
Key takeaways CDs earning 4% APY provide guaranteed returns with FDIC insurance up to $250,000 — making them one of…
Prapass Pulsub/Getty Images Key takeaways You can check your bank account balance via your bank’s mobile app, online bank website,…
SeBrina Bibb’s husband died in 2020, thrusting her into the role of single mom to 3 young kids. Money challenges…
Turning 65 doesn’t just mark a milestone in life, it can also unlock valuable tax savings. The IRS grants seniors…